Everyone in my family is supposed to get a colonoscopy every three years because we have it in our genes.  Father, grandmother and aunt all died of it.  My brother caught it at stage 3, has been sick for five years now, and they had to declare bankruptcy because of all the medical bills.

When I worked for the phone company, that was no problem.  I had health insurance, and my co-pay on the procedure was $250.  But since the layoff in ‘05 I’ve been doing consulting work with no insurance.  I was due last year already for my colonoscopy but couldn’t afford to pay for it myself. They cost about $2400.

Since the layoff, I’ve not made even half as much in my old job, so I got behind on some payments and got bad credit.  I’ve even had trouble making rent a few months and considered moving away from Plano.  So $2400 looks impossible.

But I went online and found Dallas Car Title Loans.  I found out my Chevy Impala is good for a $2500 loan — just enough for the colonoscopy.  It’s all done online — and online application, they send you an email saying you’re approved that day, and the money is sent electronically to your checking account.  That’s fast cash.

I had the scope done and I don’t have cancer.  What I do have now is peace of mind, and that can go a long way when you’re job hunting and trying just to make ends meet.  I highly recommend betting an online car title loan if you’re in this situation.

– Kirby L.